Best Debt Collector in Dubai
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The 5 Best Debt Collectors in Dubai

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Collecting money owed you is a stressful experience. Fortunately, there are debt collectors to help – these are people trained precisely in the art of taking back what is owed.

 We want to help jumpstart your search, so we rounded up a list of the best debt collectors in Dubai. Learn about them, their services, and the costs of hiring them here.

How Much Do Debt Collector Services Cost in Dubai?

Debt collectors in Dubai vary greatly in how they charge for their services.

Usually, they take a percentage of your actual debt after collecting. For other agencies, though, you have to pay a flat fee upfront for admission to their services.

In general, the fees vary depending on the amount of debt owed to the debtor, with some agencies charging more based on the amount of risk or time needed to collect the debt.

See the table below to see the average of how much the best debt collectors cost in Dubai.

Commission fee25% to 50% of debt owed
Admission fee5-10% of debt
Other fees (risk, litigation, etc.)Additional 15% to 20% of debt owed

The Best Debt Collectors in Dubai

Now it’s time to see our selection of the best debt collectors in Dubai.

We won’t just give you a catalog of debt collectors, by the way. After the list, we’ll also help you with a guide to how to choose the best debt collector in Dubai for you.

1.   Dubai Debt Recovery

Dubai Debt Recovery's Homepage
Source: Dubai Debt Recovery
ADDRESS12d Al Rigga Rd, Deira, Dubai, UAE
CONTACT DETAILS+971 50 5071820
[email protected]

Dubai Debt Recovery is a debt recovery firm that aims to be the most cost-effective option for debtors in terms of their services. Their clients’ overall financial management is one of the primary concerns of their craft.

Thus, they try to give their clients the best possible solution to their debt collection needs at the most affordable price. You can certainly see this in their quotes and rates compared to others.

They also specialize in managing various aspects of their client’s financial burdens, including debt management and credit settlements. Their lawyers represent their client in various aspects of their finances.

The debt collector also operates 24/7, which is welcome news for debtors looking to find the solution to their problems as soon as possible.

Our only qualm is that their debt collection services are somewhat basic, leaving debtors to enjoy not much else.

On the other hand, Dubai Debt Recovery’s simple offerings may be a great thing for debtors who are looking for straightforward solutions. So whether this is a good thing or not may still depend on you.


  • Cost-effective debt collection services
  • Full coverage of client finances
  • 24/7 operations


  • Very basic debt collection services offered

Customer Reviews

One of Dubai Debt Recovery’s former clients, Amir Bhatti, gave them a glowing review:

DDR has done well beyond my expectations. I was worried about a debt issue but their professional attitude and communication has made it quite simple and easy.

Highly recommend the services of DDR, provides the best and cost effective legal services and consultancy for everyone.

Fully satisfied with the services of lawyers and consultants, wasn’t expecting this swift and effective response from them.

I never experienced such exceptional and professional services before from any law firm. Quite content and satisfied with the result and would love to contact again in the future for any legal problem.”

2.   Dubai Advocate

Dubai Advocate's Homepage
Source: Dubai Advocate
ADDRESSBurj Khalifa Blvd, Downtown Dubai, Dubai, UAE
CONTACT DETAILS+971 56 9223370 [email protected]
OPERATING HOURSMonday – Thursday: 9:00 AM – 6:00 PM

Dubai Advocate is a debt collection agency that has been in business for over 25 years. Their wealth of experience includes over 25,000 collection cases in Dubai alone.

The agency actually goes past debt collection, though. It boasts expertise in all things debt-related, including amicable settlements, arbitration, and various types of unpaid debts.

Their service is reputable not only in Dubai but also in North America, Australia, UK, and Europe.

Plus, they’re affiliated with the Ask the Law law firm, with many of their representatives being lawyers who are specialized in debt collection.

Though they’re only open for 4 days per week, Dubai Advocate’s debt collection services are definitely something worth hiring them for.


  • Vastly experienced in debt collection
  • International client base and expertise
  • Experienced debt attorney staff


  • Open only 4 days per week

Customer Reviews

As some of the best debt collectors in Dubai, Dubai Advocate received a lot of positive feedback from satisfied customers. Here is a review by GA Ammad Zeb, one of their previous clients:

It is my pleasure to recommended I appreciate everything that Law Firm has done. This Law Firm has not only an excellent practice but their hospitality and caring nature is above and beyond. Thanks!

Another former client, Ryan Birr, said:

First class service and attention to detail allowed me to recover all of the monies owed. Highly recommended.

3.   Fort Equity

Fort Equity's Homepage
Source: Fort Equity
ADDRESSThe Metropolis Tower, Office #605, Marasi Dr, Dubai, UAE
CONTACT DETAILS+971 4 388 4046
[email protected]
OPERATING HOURSSunday – Thursday: 9:00 AM – 6:00 PM

Fort Equity is a claims recovery company that also specializes in debt collection. They have a small yet impressive track record under their belt with over 1,400 clients, including major hospitals, banks, and government sectors in Dubai.

Besides debt collection, Fort Equity offers overall support with lending money in general. Debtors enjoy services such as debt management, debt settlement, and recovery solutions when working with Fort Equity.

They even make debt recovery convenient by sending regular detailed reports to debtors about the status of their cases.

Fort Equity’s staff is also very committed to serving clients, topping off the convenience and ease of their debt collection services.

The debt collector is quite new compared to the other entries in this list. Nevertheless, their track record is a clear indication of why we already see Fort Equity as one of the best debt collectors in Dubai.


  • Convenient online access to reports for pending cases
  • Dedicated professional staff


  • Less experience than the other entries

Customer Reviews

Fort Equity’s services have received great reviews for their professionalism and expertise. A former customer, Islam Ibrahim, said:

If you are looking for a professional debt collection company in UAE , i highly recommend this company .

They are so qualified and experienced staff for recovering the debt either amicably or legally.

Eunice Schille Tambongco commented:

One of the most reliable debt collection companies in Dubai, I highly recommend these as they also get used to international clients, quick and easy debt collection! 🙂

4.   Al Reyami Advocates

Al Reyami Advocates' Homepage
Source: Al Reyami Advocates
ADDRESSSuites 2408, 2401, 2402, Al Shafar Tower 1, TECOM, Dubai, UAE
CONTACT DETAILS+971 4 4534188
OPERATING HOURSMonday – Saturday: 9:30 AM – 7:00 PM

Al Reyami Advocates is a law firm that specializes in debt collection. They believe lawyers are the best at debt collection because of their expertise not only in debt recovery but also laws and legal processes.

As such, their attorneys are highly capable of a slew of debt collection processes including negotiation, settlement, and dispute resolutions. They are also skilled in criminal and civil litigation, fully covering every aspect of debt collection.

Al Reyami Advocates are also very quick to address their client’s debt collection problems, ringing up the creditors as soon as possible to settle the debt in the best way they can.

All of these are topped off with them being available 6 days per week to take your calls.

Their services can be enjoyed only by those living in or near Dubai, however.


  • Legal expertise in debt collection
  • Quick, convenient service
  • Operates 6 days per week


  • Limited to Dubai operations

Customer Reviews

Many customers praise Al Reyami Advocates for their professionalism and expertise in debt collection. One of their former clients, Marisha Fernandes, said:

Very Professional Law Firm with all rounder Lawyers. Very approachable staff as well. Highly recommended  for debt collection and other legal services as well. 5 Stars.

Sunny Dinabalan commented about her experience with them:

They have collected our old bad debt from our customer. I appreciate them for their effort

5.   Global Debt Collector

Global Debt Collector's Homepage
Source: Global Debt Collector
ADDRESSJumeirah Beach Residence, Dubai, UAE
CONTACT DETAILS+971 56 6300 520
[email protected]
OPERATING HOURSMonday – Friday: 9:00 AM – 5:00 PM
Saturday: 10:00 AM – 1:00 PM

Global Debt Collector is an international debt collection agency that is headquartered in Dubai. Their services are enjoyed across 32 different countries, including nations in Middle East Asia, US, UK, Singapore, and Germany.

This agency offers various debt collection services including B2B debt recovery and financial disputes on an international level.

Plus, they tailor their services to the needs of each client, allowing them to truly satisfy their varied clientele.

Their debt recovery services are primarily focused on businesses, however, so individual debtors may not be able to enjoy their services as much as business debtors.


  • Global client reach and experience
  • Variety of debt collection services
  • Custom-tailored debt collection services


  • More focused on companies than individuals

Customer Reviews

Real estate company Dubai Property commends Global Debt Collector in debt recovery and litigation:

the firm certainly did well in recovering the debts & helping our legal team in Legal cases but what we loved was having dedicated staff to our case and no time limitation for communication.

How to Pick the Best Debt Collector in Dubai

Now that you’ve seen our last of the best debt collectors in the area, you may need help choosing one.

In doing so, remember this: what makes a “great debt collector” is quality of service, dedication, and bang for buck for your situation.

How do you know if a debt collector has those? See our tips below.

1. Look at their offered services

Besides the typical stock and trade of debt collection, the best debt collectors offer a variety of services.

One example is debt management and advisory where the debt collector helps you manage your debts better.

Many of the top debt collectors also have lawyers who specialize in debt recovery and legal action in relation to debts from amicable settlements to litigation.

In other words, hiring the best debt collectors gives you more than just top-quality debt collection. You also receive other services in all things debt-related.

When selecting from our list, pick the debt collector whose services best fit your needs.

2. Check rates

Debt collectors vary in how much they charge for their services. They also have different ways of charging you.

The rule of thumb is to see if the price is right for you to pay not only in terms of your budget but also whether or not you’ll make use of the extra services.

Thankfully, many of the best debt collectors in Dubai operate by a “no win, no fee” rule, which means that they only charge you if they succeed in collecting your debt.

The thing is, though, we’re talking about the best debt collectors here. They’re very much likely to succeed, and you’re very much likely to pay up.

Thus, it’s safest to hire a debt collector that fits your budget best.

3. Read client reviews

The only way you can confirm a debt collector’s boasted “90% success rate” is through their reviews.

Collection agency reviews usually mention the reviewer’s personal experience with the dedication and professionalism of the staff.

We recommend that you look for feedback from other companies in particular. It’s a great sign if a debt collector’s services were able to satisfy a whole organization’s debt recovery needs.

FAQs about the Best Debt Collectors in Dubai

Get with any one of the best debt collectors in Dubai listed here, and you’ll feel more secure the next time you lend money!

Know any debt collectors whom you owe gratitude to and expected to see on this list? We welcome you to reach out to us with your suggestions.

Oh, and if you’re looking to be secure in a physical sense, check out our list of the best security companies in Dubai.