The 4 Best Pet Insurance Providers in Dubai
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The 4 Best Pet Insurance Providers in Dubai

Your pet is one of the most precious things you can have in your life. Dedicated and devoted fur parents would ensure that their furry companions will have the best medical care and options in case of emergencies.

Insurance can help them to shoulder the burden of their pet’s medical needs. If you’re a fur parent and would want your baby to get some insurance, we’ve got you covered. 

Here are our top picks for the best pet insurance providers in Dubai! 

How Much Does Pet Insurance Cost 

In general, companies can charge pet parents from AED 40 to AED 400 a month for their companion’s insurance. 

There are cases where it can change depending on what type of animal you would want insurance for. The table below lists some of the common types offered and their corresponding cost: 

Insurance Type  Cost /Month 
For Cats AED 50  - AED 200
For Dogs  AED 100 - AED 300 

The Best Pet Insurance Providers in Dubai 

Here’s the criteria we used in assessing the companies in this list: 

Value – Will you be getting your money’s worth in availing any of the insurances offered by the company? Will your pet get the benefits they need in these offers? 
Discounts – Does the company offer discounts? Alternatively, we also looked out for offers and promotions, if available. 
Customer Service – Is the company’s staff helpful and easy to communicate with? Can they be reached easily in case of concerns? 
Variety – What kind of plans and offers do they have for your pets? Is the company allowing potential clients to customize or make their own plans? 

1. Tokio Marine & Nichido Fire Insurance Company

Tokio Marine & Nichido Fire Insurance Company Homepage
SERVICESCar Insurance, Travel Insurance, Home Insurance, Pet Insurance, and more!
ADDRESSSingle Business Tower, 3rd Floor - 302 Sheikh Zayed Rd - Dubai - United Arab Emirates
CONTACT DETAILSPhone: +971 4 3502 777
OPERATING HOURS 8:00 AM - 5:00 PM (Monday - Friday) 
Value ★★★★★ (5/5)
Discounts★★★☆☆ (3/5)
Customer Service★★★★☆ (4/5)
Variety★★★☆☆ (3/5)

Tokio Marine & Nichido Fire Insurance Co Ltd is a Japanese international insurance company. It expanded its services to the UAE in 1976. 

With over decades of experience, this company has been providing different kinds of insurance plans for individuals in Dubai as well. 

Now, this company offers a singular pet insurance plan for cats and dogs. 

The thing is, it’s an add-on for their home insurance plans. What this implies is that you can only avail this if you also get Tokio Marine and Nichido’s home insurance policy. 

That’s kind of sad, as some pet owners would just like to get insurance for their pets. If you’re not interested in getting the parent insurance plan, we recommend looking for another company. 

However, we recommend availing Tokio Marine and Nichido’s pet insurance plans if you already have the required home insurance for it.

If you are still interested regardless of the restrictions, the establishment can cover pets between 12 weeks to 8 years old. Their plans can help fur parents with surgery costs, hospitalizations, consultation, and treatment. 

We do have to note that for dental treatments and euthanasia, this insurance will not be of assistance to you. However, in case of any concern or when it’s time to avail, the company responds pretty swiftly.

According to some of the customers we’ve conversed with, Tokio Marine and Nichido are fast and efficient. They answer queries quite promptly within two to seven days. 

Overall, we believe that Tokio Marine & Nichido Fire Insurance Co Ltd. offers a fair add-on insurance offer for their home insurance policy holders. For their efficient staff, and their fair pet insurance offers, this is a great option for customers of the company! 


  • Friendly staff 
  • Insurance covers surgery costs  


  • Cannot be availed on its own 
  • Cats and dogs only 

Customer Reviews: 

Quick Response, Great Customer Service 

“I have been using their service since 3 years and I have to say it is one of the best in the market. Very quick response and great customer service. Also not to forget good network of garages” -Kapardhi Dhavala

Professional and Responsive Staff 

“The level and value of service which I availed directly from Tokio Marine is second to none. There are several insurance brokers out there but when we compare, we can see that it is highly competitive in terms of value, professionalism, responsiveness, and unique offers to name a few. Especially Ms. Cristine Fernandes whom I dealt with, made the entire process easy to get my new car insurance.” -Vinod GN


SALAMA Homepage
SERVICESCar Insurance, Health Insurance, Pet Insurance, and more!
ADDRESSSpectrum Building - 4th Floor, Block A - Sheikh Rashid Rd - Dubai - United Arab Emirates
CONTACT DETAILSPhone: +971 4 357 7000
OPERATING HOURS9:00 AM - 4:00 PM (Monday - Thursday)

9:00 AM - 4:30 PM (Friday)

Value ★★★★★ (5/5)
Discounts★★★☆☆ (3/5)
Customer Service★★★☆☆ (3/5)
Variety★★★★☆ (4/5)

Initially established in Saudi Arabia in 1979, SALAMA is an insurance company that offers a wide range of plans and offers. 

These include car, home, health, and pet insurances. Speaking of pet insurances, out of all of the plans we’ve looked at, SALAMA offers the most coverage for your fur babies! 

Their insurance plan can cover accidents, illnesses, direct billing, specialist treatments, euthanasia, and more!

You can pick a level of coverage during a consultation with them to determine just how much you want to be assisted with when emergencies come in. 

Unfortunately though, this company only caters to cats and dogs. They do, however, accept 350 breeds of dogs and all cat breeds. 

In addition, they accept pets from 8 weeks old to 8 years old. They also accept cases wherein clients had a previous insurance provider. 

Moving on to their customer service, this is where the company falls a little bit. According to some clients we’ve spoken with, SALAMA’s response time is very long. 

Moreover, we do have to note that the company charges an administration fee of AED 100 if you want to cancel your current insurance policy with them. All things considered though, this is quite a minimal fee.

Overall, we recommend SALAMA for their 40 years of experience and the wide coverage of their insurance policies! 


  • Good insurance coverage 
  • Can cover pets from eight weeks to 8 years old


  • Limited customer service 
  • Covers cats and dogs only

Customer Reviews: 

Limited Customer Support

“Though it’s a well secure and established insurance company in uae their response of customer service ‘s phone calls and emails are not good. When I didn’t receive response after many calls and emails regarding my early surrender of my policy I approached directly to the company head office and fortunately met Miss Nasreen who was very polite and well behaved lady assured me  that all my funds would be settled soon. Alhamdulillah  my fund is settled before time what was promised by her and I thank & appreciate Miss Nasreen who cleared all my doubts & informed me the correct time period. I suggest salama in order to avoid your credibility improve your customer services and response emails query on time.” -Najam Siddiqui 

Professional and Active Staff

“Our organization has been dealing with Salama – and with Ziaul Qamar for the last 5 years. He has been extremely professional and beyond that has ensured that the services offered are personalized. They are extremely active and the response to any claim or query has been excellent. We had an unfortunate incident a few years ago and because of Salama’s immaculately handling of the situation, we did not have to worry about the insurance side of the things. Thank you Salama and thank you Zia, from Zoom Enterprises!” -Zehra Khan 

3. Gargash Insurance 

Gargash Insurance Homepage
SERVICESHome Insurance, Pet Insurance, Car Insurance, Health Insurance, and more!
ADDRESS Office #305, 3rd Floor Pyramid Centre Opp. Al Nasr Sports Club/Tas’heel - Umm Hurair Rd - Dubai - United Arab Emirates
CONTACT DETAILSPhone: +971 800 4274274
OPERATING HOURS 8:00 AM - 5:30 PM (Monday - Friday) 
Value ★★★★★ (5/5)
Discounts★★★★☆ (4/5)
Customer Service★★★★☆ (4/5)
Variety★★★★☆ (4/5)

Gargash Insurance was opened in 1994 in the UAE. They have served as an insurance brokerage and risk management company for individuals.

In terms of what they can offer– it’s quite a lot. You’ve got the basics: car, home, and health insurance. 

There are also other add-ons, such as their pet insurance offers. This plan of theirs is for cats and dogs only aged 12 weeks to 8 years old. 

What they can help the fur parents shoulder are surgery, consultation, and treatment. The amount it can cover for surgeries and other aspects of pet’s healthcare varies depending on the plan you will choose. 

Gargash Insurance can cover up to AED 30,000 and more for surgery and hospitalization costs. 

We do have to note that this is an add-on for the company’s home insurance policy. This means that getting their home insurance is a prerequisite of sorts. 

If you’re interested in getting their home insurance, then the corresponding pet insurance policy is just a nice thing you can add as an extra. However, if extra insurance is not your thing, then we recommend looking somewhere else. 

Overall, we think that Gargash Insurance and their pet insurance policies earn a spot on our list for the wide insurance coverage they provide! 


  • Wide insurance coverage 
  • Has multiple plans to choose from 


  • An add-on to the company’s home insurance only 
  • Cats and dogs only 

Customer Reviews: 

Top Customer Service

“I newly subscribed to Gargash Insurance Services and the customer service is top notch. I was attended to by an amazing staff Angel Mary Sunny. She is so friendly and gave me what I required much more than my expectation. Thumbs up Gargash for the amazing staff.” -Bob Sean 

Great Response, Knowledgeable Staff 

“I have been enjoying Gargash Insurance Services for my personal investment, medical insurances and auto insurance for 5 years. Friendly staff with abundance of Knowledge delivers flawless services and timing response as always. I’m one of their satisfied customer.”Dhanasekhar Durai

4. Yallacompare 

Yallacompare Homepage
SERVICESCar Insurance, Travel Insurance, Health Insurance, Pet Insurance, and more!
ADDRESS707 Tameem House - Barsha Heights - Dubai - United Arab Emirates
CONTACT DETAILSPhone: +971 4 562 2100
OPERATING HOURS 9:00 AM - 6:00 PM (Monday - Saturday) 
Value ★★★★★ (5/5)
Discounts★★★★☆ (4/5)
Customer Service★★★★☆ (4/5)
Variety★★★★☆ (4/5)

Opened in 2011, is mainly a finance comparison company in the UAE. Their primary job is to find offers for the insurance needs of their clients. 

To some extent, they are like a Google search engine. Instead of just providing you with a list of companies that offer the policies you’re looking for, they can also assist you to push your insurance application forward. 

So here’s the thing: they can provide policies corresponding to what their client wants. For example, pet parents who are in need of insurance for their fur baby can go to their platform and answer some questions. 

They do encourage requesting a consultation service with them or asking for an actual quotation for the insurance policy that you would like to have. This is so they can provide more offers catered to your needs. 

For pets, caters to both cats and dogs only. There is no limit on the age on what they can help you with, which is nice. 

They can offer policies that are up to AED 30,000 for the amount of money they can assist you with for the healthcare costs of your pets. Aside from that, this company does not require you to pass any documents before it can help you. 

All you need to do is provide some minimal information mostly about your pet and what coverage you would want in an insurance. 

We honestly recommend them for the service they can offer. This is because to some extent, their services offer more customized insurance policies catered to your needs.

Aside from that, offers free insurance consultation services, which we think is great! 


  • Monthly payments available 
  • Fast customer service response 


  • Requires contact for more info
  • Quotation needed 

Customer Reviews: 

Great Service

“I am very pleased with the service I received from Mr. Muhammad Ejaf. He was very kind and assisted me accordingly with my insurance. My insurance got rejected the first time but he quickly offered me another option and got it approved within 1 hour. I am very happy!!

I highly recommend him to help you with car insurance.

Thank you Muhammad, keep up the good work and service!! :)” -Elicia Botha 

Best Market Rates, Good Customer Service 

“Good services with the best market rates. It saves your time of looking and comparing different options. Special thanks to Mr. Junaid Ahmad who assisted me patiently to get the right insurance with the maximum benefits and best price within my budget. Good work! I will definitely keep using their services.” – Sonda Trabelsi Saeed

FAQs About Pet Insurance Providers in Dubai 

Those are the options available for dedicated fur parents who need an insurance policy for their pets. 

Interested in other types of policies? Check out our list of the top life insurance providers in Dubai!