The 4 Best Motorcycle Insurance Providers in Dubai
Taking care of your motorcycle takes time, effort, and money. Aside from maintaining its performance, it’s important that you take the necessary steps to secure your bike as well.
In times of emergencies and accidents, it’s best to have an insurance company that can help you shoulder the costs of getting your motorcycle back to tip-top condition.
With that said, here are our recommendations for the best motorcycle insurance providers in Dubai!
How Much Does Motorcycle Insurance Cost
Insurance companies usually have a set fixed price that you need to pay regularly in order to gain access to their services. This is often referred to as the “premium”.
Some insurers require clients to pay every month, while others offer annual rates instead.
The table below shows an estimated cost of how insurance companies can charge you for your motorcycle policy:
The Best Motorcycle Insurance Providers in Dubai
Here are the list of factors that we’ve used in assessing the companies included in our list:
1. InsuranceMarket.AE
| Criteria | Ratings |
| Value | ★★★★★ (5/5) |
| Discounts | ★★★★☆ (4/5) |
| Customer Service | ★★★★★ (5/5) |
| Variety | ★★★★★ (5/5) |
InsuranceMarket.AE makes it to our list because they offer a wealth of options.
However, take note that they don’t make the policies themselves. Instead, they are a “middleman” that reaches out to different insurance companies to relay your needs.
The insurance policies they have available come from different companies. Expect to get offers from GIG Gulf, RSA, New India Insurance, Dubai National Insurance, and more.
While they can provide a lot of options to choose from, there are two main categories for this kind of insurance.
The first is called a third-party liability policy, which can cover any legal responsibility to pay road users and/or the general public for any property damage during an accident.
The second is the comprehensive policy. This is the most detailed and contains more perks like protecting your bike when it gets damaged as well as offering third-party liability aid.
For those who want more benefits, the company offers add-ons for the insurance policies they offer. These include coverage for accessories and motorcycle repairs.
They also offer an “insure now and pay later” policy. This is where you can actually avail of the insurance through them and decide to pay the monthly fees at a later date.
This promotion is best for those who would want coverage as soon as possible without worrying about having enough funds to avail one.
Overall, we recommend this company if you want a detailed list of all the possible insurance policies you can get for your bike. InsuranceMarket.AE will do the difficult job of filtering through the market to find the right insurance for you!
Pros
- Has an insure now and pay later policy
- Primarily offers two kinds of motorcycle insurance
- Company has 25 years of experience
Cons
- Accessory cover and repairs are a separate purchase
- Requires contact for more information
Customer Reviews:
Great Staff, Quality Service
“Gideon Antonio…thanks for all ur help to get me a good deal on my motorcycle insurance. If you were not on your toes, my registration would have been delayed. Keep up the good work…Kudos” -Jiten Chandwani
Great Deals, Excellent Staff Support
“This is a best place to get a competitive insurance for motorcycle / car. I got a great deal for my bike insurance in 2019. Thanks for your support and keep up the good work.” -Mubarish Ghani
2. GIG Gulf
| Criteria | Ratings |
| Value | ★★★★★ (5/5) |
| Discounts | ★★★☆☆ (3/5) |
| Customer Service | ★★★★☆ (4/5) |
| Variety | ★★★☆☆ (3/5) |
GIG Gulf, also known as AXA Gulf, is a company that has been in the industry for a long time. For seven decades, they have served as a one-stop shop for insurance products and policies.
Mostly, what we’ve noticed is that GIG primarily provides its assistance to corporations and small and medium enterprises.
Don’t fret though because individuals can still avail of their services. The said product comes in two forms: comprehensive and third-party.
Honestly, if you’re already planning to hire GIG Gulf, we recommend opting for the comprehensive insurance policy.
This is because you’ll get more benefits and coverage, assisting you with expenses related to the loss, damage, and agency repair of your bike. In addition, they also provide third-party liability, as well as helmet and protective clothing insurance.
On the other hand, GIG’s third-party bike insurance policy only covers third-party liability, accident, and breakdown recovery.
Another reason why we recommend GIG Gulf is for their legal advice. If needed, they offer the services of its legal team to its clients for free, which is great.
All in all, we recommend GIG Gulf for those who want more benefits and coverage for their insurance policy. Best opt for the comprehensive option for a better trade for your money!
Pros
- Offers free legal advice
- Has a lot of options for coverage
Cons
- Quotation required
- Primarily advertises one kind of insurance policy
Customer Reviews:
Helpful and Efficient Staff, Always Available
“Always helpful and always available. The folks in GIG are my insurance people, for everything…cars, life and that makes my life easier. Peace of mind would be enough, but their bundled rates beat everyone else I’ve used before too. I Definitely recommend this insurance company!” -Ameya a Ameya, via Google Reviews
Great Service, Supportive Staff
“Called to get motor insurance quotes. The customer service team is really very helpful. They answered all my questions and saved me a lot and provided more coverage than my current insurance. I highly recommend them…” -Ahalya Lekshmi
3. Policybazaar UAE
| Criteria | Ratings |
| Value | ★★★★★ (5/5) |
| Discounts | ★★★★☆ (4/5) |
| Customer Service | ★★★★★ (5/5) |
| Variety | ★★★★★ (5/5) |
Policybazaar.ae is a UAE extension of the Indian-owned insurance and technology brand of the same name.
Take note though, that most of the processes you will undergo in availing of their insurance policies will be done on their online platform. That’s because they are a web-based business.
The company serves as a one-stop shop for different brands and types of insurance policies. From cars to bikes to health and many more, there will be a lot of options to choose from.
How this works is that you will have to pick among the common types of 2-wheeler insurance policies available in the region. These are third-party and comprehensive.
For companies that manage a lot of bikes, Policybazaar.ae also offers a fleet bike insurance policy. This kind of product serves as blanket insurance for a group of vehicles.
After making your choice, the staff of Policybazaar will go through their partner insurance companies to find a list of policies that you can choose from.
Expect basic coverage for these types of bike insurance. What’s great about this company though is that they offer add-ons for clients who would want more protection for their beloved vehicles.
Add-ons include accessory coverage, clothing insurance, and more. However, these will come from the original insurance company where the policy you chose originated from.
Overall, we recommend Policybazaar.ae for people who want a fast and convenient application process for their insurance. Through this platform, people can easily find the right policy for them from the multitude of offers in the market.
Pros
- Covers a lot of insurance providers
- Has different types of policies for the client’s choosing
Cons
- Quotation required
- Appointment booking necessary
Customer Reviews:
Attentive and Professional Staff, Great Service
“Am getting the most competitive rates and car insurance benefits for the past years. Very attentive, professional, polite and helpful staff. Not pushy, but always next to you when you need them. Their service follow up is admirable and you feel their keenness on ensuring that you satisfied with the service and customer experience. Special thanks to Mr.Shobhit for making it a personal pleasure in reaching out and for being the respectful and efficient image of the company. Wish you all the success, definitely you’ve earned your place as my preferred insurer 👍🏻👍🏻” -Vaisakh MH, via Google Reviews
Good Rates, Staff is Quick to Respond
“Thanks Kriti. You have helped us get the best car insurance prices in the market. We tried any other companies, but your rates were the best of all. Fast and quick to respond.
Recommended ✅” -Mohammed Yaseen
4. United Gulf Insurance Brokers
| Criteria | Ratings |
| Value | ★★★★★ (5/5) |
| Discounts | ★★★★☆ (4/5) |
| Customer Service | ★★★★☆ (4/5) |
| Variety | ★★★★★ (5/5) |
Opened in 2005, United Gulf Insurance Brokers is a company that provides insurance products and services to their clients.
With over a decade in the industry, this establishment continues to offer a wide range of policies, such as car, motor, medical, home, and more.
For their bike insurance, United Gulf offers 2 kinds of policies: comprehensive and third-party coverages.
In general, expect to get personal accident coverage for both driver and passenger, as well as assistance for third-party injury and property damage. Your bike will also be insured against natural disasters such as floods, storms, and fires.
What we like about this company though are the other unique offers they have for their insurance holders. One of them is access to 24-hour accident and breakdown recovery services.
Additionally, United Gulf can also cover bike rental expenses per claim. This is great, especially if your bike is under repairs and you need another mode of transportation.
If the rental is not possible, you can hail a taxi and expect the insurance company to reimburse or help you pay for the fare.
In conclusion, we think that this company is a great match for those looking for more accessible benefits and perks. By these, we mean 24-hour assistance during emergencies.
Pros
- Offers two kinds of policies
- Has rental services for each claim
- 24-hour accident and breakdown recovery available
Cons
- Requires contact for more information
- Quotation needed
FAQs About Motorcycle Insurance Providers in Dubai
And that’s all we have for you today. Hopefully, with this list, you are one step closer to finding the right insurance policy for your bike.
Interested in more insurance-related articles? Check out our recommendations for the best life insurance providers in Dubai!