Best Debt Recovery Lawyers in Dubai
We extensively test and research all services we review. Here's why you can trust us.

The 5 Best Firms with Debt Recovery Lawyers in Dubai

Untangling and confronting a debt that has gotten away from you can be a complicated and taxing thing to do.

Thankfully, this mess can be solved quickly and correctly with the help of lawyers and their legal expertise.

To find out which ones are the best, we went and asked around to give you Dubai’s best firms with debt recovery lawyers.

How much does it cost to hire a debt recovery lawyer in Dubai?

The cost of hiring a debt recovery lawyer varies wildly depending on multiple factors, such as the experience and reputation of the lawyer, the time and effort required, and many more.

Lawyers also have different fee structures such as hourly rates, fixed fees, and retainer fees.

To help you get started, most lawyers charge around AED 500 to AED 2,000 for an initial consultation meeting. 

Some require a retainer fee, which is a predetermined amount paid upfront to secure their services, which ranges from AED 5,000 to AED 20,000 or more.

How We Picked Dubai’s Best Firms with Debt Recovery Lawyers

Before we get right into our list of the best firms for debt recovery lawyers in Dubai, here are the factors we considered for our entries on this list:

Credibility – First and foremost, we needed to consider the company’s and team’s background and affiliations. This gave us a sense of the standards they follow.
Service Quality – We also considered how the teams guide and explain the entire process so that the client understands attaining the debt owed, and the factors that may get in the way of it.
Range of Expertise – We also considered the versatility of these lawyers when it comes to recovering different kinds of debts, from personal to corporate.
Track Record – Lastly, we considered the companies’ success rates, including their portfolio.

1. Al Rowaad Advocates & Legal Consultants

Al Rowaad Advocates & Legal Consultants
SERVICESDebt recovery, criminal defense, insurance law, arbitration, business setup, civil law, commercial law, property law, family law
ADDRESSThe H Hotel Office Tower 29th floor, One Sheikh Zayed Road, PO Box 40073, Dubai, United Arab Emirates
CONTACT DETAILS+971 4 325 4000, +971 50 751 6619

[email protected]

OPERATING HOURSSunday to Friday: 9 am - 12 pm
Credibility★★★★★ (5/5)
Service Quality★★★☆☆ (3/5)
Range of Expertise ★★★★★ (5/5)
Track Record★★★★★ (5/5)

With over 15 years of significant experience, the lawyers in Al Rowaad Advocates & Legal Consultants have a wide spectrum of individual and business clients, including large local, international industrial, and commercial.

Its lawyers are trained to deal with debtors more effectively and judge debtor’s behavior more accurately, which helps its clients with intricate and cumbersome litigation procedures.

On top of that, we love that its team of legal experts combine international training with local experience, and provide an exceptional level of service to their clients.

The firm is confident with its debt recovery team that it has a fee structure where no collection of the debt means no fee needs to be paid to the lawyers.

Its honest, regular communication with its clients has won them awards such as the Full Service Law Firm of the Year in the UAE in 2022 and the Best Advocates and Legal Consultants of the Year Award in 2021.

This is even made better by the fact that its lawyers ensure that their clients are completely aware of the legal procedure and the matter will proceed following their requirements.

However, its approach focuses more on amicable solutions, which means we may see its lawyers struggling to catch up and get an edge if the debt recovery problem has gone off to the court.

With only 38 lawyers in this firm, its team is continuously spread thin, and garnering second opinions from each other and its network does not often happen.


  • Highly acclaimed legal company
  • Urgent and systematic approach to each case
  • Amazing track record


  • Its approach focuses more on amicable solutions
  • Efficiency is hampered because the team is spread thin

Customer Reviews

Great service

“I have called their office and talked to someone there and she was extremely kind, understanding and had me scheduled quickly for a consultation meeting with one of their lawyers.” – Charmaine Varieur, Google Reviews

They have the experience and ability

“This firm has the experience and they have the ability. They got my case dismissed. Thank you for the excellent job.” – Noah Pearce, Google Reviews

2. Hassan Al Riyami Advocates & Legal Consultants

Hassan Al Riyami Advocates & Legal Consultants
SERVICESDebt recovery, criminal defense, insurance law, arbitration, business setup, civil law, commercial law, property law, family law
ADDRESSGrosvenor Business Tower - Suite 2406 - Barsha Heights - Dubai - United Arab Emirates
CONTACT DETAILS+971 55 954 7308

OPERATING HOURSMonday to Saturday: 9 am - 7 pm
Credibility★★★★☆ (4/5)
Service Quality★★★★☆ (4/5)
Range of Expertise ★★★★★ (5/5)
Track Record★★★★★ (5/5)

With 25 years of experience, 7,000 court cases, and 300 arbitration proceedings, Hassan Al Riyami Advocates & Legal Consultants has become one of the most reputed law firms in the UAE.

Its legal team that handles debt recovery has relevant experience in dispute resolution, mediation, negotiation, and settlement as well as criminal and civil litigation, which covers all of the services that its clients may need.

Because of its team’s diverse experience, this firm can tailor its recovery action. On top of that, its understanding of the avenues and procedures allows its team to deliver successful resolutions wherever possible.

We also love that its team deals with global clients and cases, which means that debts that need to be recovered from other countries can be accommodated here at Hassan Al Riyami Advocates & Legal Consultants.

However, where it starts to come apart for us is the firm’s lack of conviction and guarantee in obtaining the debt. Unlike other firms, it does not have a no recovery no fee service feature.

We also noticed that it lacks recent awards that prove its lawyers are on top of the game. We were disappointed since it seems to have put in the work in terms of the number of cases it has previously handled.


  • One of the most reputed firms in the UAE
  • Debt recovery lawyers have diverse experiences
  • Deals with global clients and cases for debt recovery


  • Lacks debt recovery guarantee
  • No recent critical acclaim

Client Reviews

Highly recommended

“To sum up in a few words!!!

If you require legal services related to debt recovery, Al Reyami & Legal Advocates are efficient, reliable, competent, and trustworthy.  They came recommended and I have first-hand experience as to why they are good.

If you have any debtors that are tricky to navigate, do not hesitate, to get in touch with them if you have overdue pending debtors to find a quick solution.

Highly recommended” – JKai Ogonor, Google Reviews

I can highly recommend them as a law firm

“I needed some legal research done complete with a signature on a letterhead. Many law firms were unwilling to help, but Al Reyami Advocates and Legal Consultants were quick, professional, and willing to help. I can highly recommend them as a law firm that cares and wants to help their clients.” – Anna Holle, Google Reviews

3. Al Safar & Partners

Al Safar & Partners
SERVICESDebt recovery, criminal defense, commercial law, civil litigation law, insurance law, business setup, corporate advisory, employment legalities, family law, real estate law
ADDRESSSaaha Offices 401A Block D, Old Town, Downtown, Near Palace Hotel, Dubai, UAE
CONTACT DETAILS+971 4 4221944

[email protected]

OPERATING HOURSMonday to Friday: 8 am - 6 pm
Credibility★★★★★ (5/5)
Service Quality★★★★★ (5/5)
Range of Expertise ★★★★☆ (4/5)
Track Record★★★★☆ (4/5)

Maintaining daily coordination with government departments and authorities in the UAE and following standard processes, Al Safar & Partners has in-depth knowledge of UAE laws and practices for debt recovery.

It is also one of the very few firms to be given the rare ISO 9001:2008 quality management certification in the GCC and Middle East and is part of the acclaimed Fortune 500.

Its service benefits include a free 30-minute consultation that is a game changer for clients with debts to recover and who need straightforward solutions in these kinds of situations where livelihoods and lives may be at stake.

On top of that, the team has implemented effective systems to develop and optimize its execution department’s procedures to efficiently manage numerous cases, resulting in successful completions and favorable outcomes for its clients.

However, we were disappointed at the range of expertise that Al Safar & Partners displays when it comes to debt recovery. Most of the cases it has won involve the prosecution of fugitive debtors and the management of repossessed assets. 

This means that its clientele is mostly made up of corporations and high-profile individuals, and definitely lacks regular people who need a different kind of understanding and service style.


  • Has acclaimed certifications
  • Free 30-minute consultations are perfect for clients for debt recovery
  • Specializes in prosecuting fugitive debtors


  • Lacks diversity in its clientele
  • Not very experienced with many other types of criminal cases

Client Reviews

I am in safe hands for sure

“Not easy to get the professional and the personal touch to be close to the client all in one. Adding to that, the willingness and devotion to get the case won. That is what I saw in my experience dealing with Dr. Ahmed Hatem at Al Safar & Partners. I am in safe hands for sure.” – Ahmed Fahmy, Google Reviews

Always answered the phone and answered my questions

“Mr. Ismat Salha was very experienced in my case. Always answering the phone.  Answering my questions. With his experience,  I was acquitted from the first session. I always felt comfortable talking to him. He always called me after every session to discuss it with me.” – Walid Hamed, Google Reviews

4. HHS Lawyers

HHS Lawyers
SERVICESDebt recovery, commercial law, insurance law, corporate law, notarizing services, debt collection, real estate law
ADDRESSIBIS Hotel Building – Office Entrance 5th Floor, Office No.: 5008, Rigga Road Dubai, P.O.Box 4896, U.A.E
CONTACT DETAILS+971 52 1782469, +971 52 1782364, +971 4 2555496

[email protected]

OPERATING HOURSMonday to Friday: 9 am - 7 pm
Credibility★★★★★ (5/5)
Service Quality★★★★★ (5/5)
Range of Expertise ★★★★☆ (4/5)
Track Record★★★★☆ (4/5)

With a wide international network and a multi-disciplinary team of commercial lawyers and legal consultants in Dubai, Sharjah, and Abu Dhabi, HHS Lawyers provides an exclusive blend of business services structured to assist in bad debt recovery.

Within a decade of this firm’s existence, it has worked itself towards earning more than 120 awards. 

In the process, it has garnered the trust of more than 550 clients. On top of that, it has won more than a thousand cases.

We think it is very impressive for such a legal firm to be this highly acclaimed despite its intensely competitive industry.

We love how its team has experience in recovering debt from insurance, medical, trade, salaries, out-of-court settlement claims, and many more. On top of that, it promises that its service is always cost-efficient and handled with dedication by its multi-lingual team.

However, we have noticed that most of its experience comes from business-to-business and business-to-corporate debts, which makes it quite inflexible and relatively ineffective for small-time personal debt recoveries.

This is further seen in HHS Lawyers’ clientele and portfolio which majorly consists of big corporations and businesses. This may lead to conflicts of interest if small businesses and individuals need help against these.


  • Highly acclaimed legal company
  • Service is cost-efficient and effective
  • Also acts as a business administration consultancy


  • Portfolio and clientele lack diversity and work mostly with big corporations
  • Experience in debt recovery is limited to business and corporate cases

Customer Reviews

Helpful and thorough service!

“We used HHS Lawyers in Dubai in relatively unique circumstances. We needed legal advice on property disputes basically as our previous attorney wasn’t very helpful. With HHS Lawyers, we had a whole team who were all helpful and thorough in ensuring that we had the correct information and strategy to go about the dispute! I cannot recommend them enough; they are considerably superior to our previous representation.” -Saafi Nazeer, Google Reviews

I heartily endorse HHS Lawyers

“I heartily endorse HHS Lawyers. They assisted us in resolving a dispute with a third party, which was a very challenging circumstance for us. We were quite encouraged and comforted by their expertise, wise counsel on UAE arbitration law, and very balanced and calming direction. We are incredibly appreciative of their expertise, perspective, and concern; these qualities truly made a difference.” – Bilal Mughal, Google Reviews

5. Motei & Associates 

Motei & Associates
SERVICESDebt recovery, civil litigation law, insurance law, business setup, corporate advisory, commercial transactions, employment legalities, family law, real estate law
ADDRESSDamac Executive Heights - Office 801, 8th floor - Jebel Ali Race Course Rd - Dubai - United Arab Emirates
CONTACT DETAILS+971 4 435 5959

OPERATING HOURSMonday to Friday: 9 am - 6 pm
Credibility★★★★★ (5/5)
Range of Expertise★★★★☆ (4/5)
Service Quality★★★★★ (5/5)
Reputation★★★★☆ (4/5)

With two decades of handling debt recovery cases and an outstanding track record of success stories in the UAE, Motei & Associates proves that its determined strategies ensure that its clients get what they are owed.

It handles both local and international cases and can communicate in English, French, and Arabic. 

This law firm is also one of the few that has the Rights of Audience before Dubai International Financial Courts and Abu Dhabi Global Market Courts, making it especially effective for those debtors that are outside the UAE.

However, we were disappointed to know that it does not have any recent awards for its debt recovery services specifically. This was a surprise to us because, for a law firm that has extensive experience in handling these problems, it fails to garner accolades for it.

We think this is because Motei & Associates’ specialization relatively lies only within corporate and trade debt recovery. This means that its services only shine when it comes to disputes concerning business dealings.

But we love the fact that it is amazing in prioritizing resolving and mediating disputes. They focus on preventing cases from going to court and causing even bigger problems that can cost multiple millions in damages.

Because of this, Moteo & Associates can confidently say that it is recognized as one of the legal firms with the most outstanding track records in the UAE.

However, it is held back by the fact that its cases are mostly business and commercial, so a regular person would not get the legal aid they need from this company.


  • 39 years of experience
  • Handles both local and international debt recovery cases
  • Great at de-escalating disputes and preventing them from going to court


  • Lacks accolades specific to debt recovery services
  • Debt recovery lawyers focus only on corporate and trade disputes

Client Reviews

One of the best law firms in Dubai

“One of the best law firms in Dubai. The firm deals in all aspects of the law. The panel of advocates is highly knowledgeable and professional. I’ve had a wonderful experience with them.

Perhaps the thing that impressed me most was my interaction with the founder of Motei & Associates, Mr. Ashraf El Motei. He was straightforward in his legal advice and nothing was “sugar-coated”. He told me what to expect each step of the way what the options were and what the risks were. There were no empty promises made just to keep the client happy which I know sometimes occurs when seeking counsel. This is a rare quality in

a legal firm and I highly recommended them.” – Roshan Coutinho, Google Reviews

I will highly recommend M&A to anyone seeking legal help

“There is always a hesitation or confusion in an individual’s mind while appointing a law firm for a legal matter but with our very first online meeting with Mr. Ashraf El Motei, he made us clearly understand all the aspects of our case & the possible outcomes that our case could have. Truly their clarity & understanding of the legal matters & their knowledge of the local laws immediately gave us the confidence to entrust them with our case with a greater hope of a positive outcome.

I can now look back in time & smile that it was the right choice to appoint Motei & Associates because Mr. Ashraf El Motei & Mr. Remon Thabet handled our case so perfectly well that we now have the judgment in our favor. Truly you & your team work so professionally well and we are thankful to all of you for the same.

I will highly recommend M&A to anyone seeking legal help, not only for your legal professionalism but also for your friendliest manner of interacting with their clients.” – Rajesh Rangnani, Google Reviews

FAQs about Debt Recovery Lawyers in Dubai

We hope this helped you find the right firm with debt recovery lawyers in Dubai. If you’re looking for more legal services, then check out these articles: